Free tax tools for the self-employed

Quick 2026 estimates for freelancers, 1099 contractors, and gig workers, no signup required.

Not sure which to use? Start with the 1099 tax calculator for your full federal bill (self-employment tax plus income tax). Use the self-employment tax calculator if you only need the 15.3% Social Security and Medicare portion, the quarterly calculator to size each estimated payment, and the refund estimator to see whether you will owe or get money back. Every calculator uses the latest 2026 IRS figures and is a federal estimate, not tax advice.

Stop guessing at tax time

NeoReceipt scans your receipts, sorts them into Schedule C categories, and tracks your deductions all year, so these numbers are real, not estimates.

Try NeoReceipt free

See also our tax guides, tool comparisons, and best receipt scanner picks.

Frequently asked questions

Are these tax calculators free?+
Yes. Every calculator is free, needs no signup, and uses the latest 2026 IRS figures. Each one gives a federal estimate for planning, not individual tax advice.
How much should I set aside for taxes as a 1099 contractor?+
A common rule of thumb is 25 to 30 percent of your net profit, because you owe both federal income tax and the 15.3 percent self-employment tax. The 1099 tax calculator gives you a number based on your actual income and deductions.
Do freelancers have to pay quarterly taxes?+
If you expect to owe $1,000 or more for the year, the IRS wants estimated payments four times a year. The quarterly tax calculator shows how much to pay and lists the 2026 due dates.
How accurate are these estimates?+
They use current federal rules and 2026 figures, so they are close for most people, but they are estimates. Your state tax, credits, and personal situation can change the final number.